|
PRIVACY NOTICE
PURPOSE OF THIS NOTICE
At Florida Insurance Center, Inc, we understand your concerns about privacy. We
hope this notice, which
describes our use and protection of nonpublic personal information ("customer information"),
will help
you understand how we treat the customer information we obtain from you or other
sources in the course
of providing you with our insurance products and additional services.
Furthermore, we wish to inform you that we do not share your personal information
with any nonaffiliated third parties for any purpose that is not specifically authorized
by law unless we obtain your
affirmative permission.
1. Whether you're doing business with us through an agent, broker, or our Web site,
we want you to
know that Florida Insurance Center, Inc respects your privacy and protects your
information.
2. We do not sell your customer information.
3. We do not share, loan or give customer information to persons, companies, or
organizations outside
of Florida Insurance Center, Inc. that would use that information to contact you
about their own products and services.
4. We expect persons or organizations that provide services on our behalf to keep
customer information
confidential and to use it only to provide the services we've asked them to perform.
5. Within Florida Insurance Center, Inc, we communicate regarding the need to protect
your information to those individuals who may have access to it and
we’ve established physical, electronic, and procedural safeguards to protect customer
information.
PRIVACY POLICY STATEMENT
As a part of our normal operations we collect, and in some cases, disclose information
about you. We
encourage you to read the following Privacy Statement that contains information
about Florida Insurance Center Inc’s policies regarding the collection, use, disclosure,
and protection of your information.
If you are not comfortable with any of the terms or policies described in this statement,
we encourage you
to send confidential correspondence through the postal service.
1. What information do we collect?
2. Personal, Financial and Product Information
We collect personally identifiable information in order to identify and register
you as a Florida Insurance Center, Inc customer. In addition, we collect personal,
financial and product information in order to
provide you with services tailored to your particular needs. By learning about you,
Florida Insurance Center, Inc can deliver more relevant protection and product offerings
and thus offer you better insurance services and options.
The information we collect will vary depending upon the function or processes you
select or request (for example, quote, request for proposal, email, purchase), you
may be required to provide information such as:
1. Name
2. Address
3. Birth date
4. Phone number
5. E-mail address
6. Policy(ies) Type(s) & Number(s)
7. Social Security Number
8. Driver's License Number, accident/violation history, information about
vehicle operators, lien/lease holders, vehicle information, etc.
Who Should Use Our Website?
Our website is for insurance and financial products and services and is not intended
for children. We
offer insurance and financial products and services and thus do not market any products
or services to
children under the age of thirteen or knowingly collect any information from children
under the age of
thirteen. If we become aware that information is or has been submitted by or collected
from a child under
the age of thirteen, we will destroy this information.
What kind of customer information do we have, and where did we get it?
Much of the customer information we collect comes directly from you. When submitting
your application
or request for insurance or other products and services we offer, or in requesting
an insurance quote, you
may give us information such as your name, address, and Social Security number.
We also keep
information about your transactions with our affiliates, others, or us - for example,
the types of products
and services you purchase from us, premiums, policy account balances and payment
history. We also may
collect information from outside sources, including consumer reporting agencies
and/or health care
providers or reporting agencies such as the Medical Information Bureau (MIB). This
information includes
loss information reports, motor vehicle reports, credit reports, and medical information.
Who collects this information?
In order to better serve your particular needs, the information noted above is collected
by Florida Insurance Center, Inc, its agents, and other companies working on behalf
of Florida Insurance Center, Inc. In addition to collecting information
from you, you should also know that depending on the nature of your transaction,
we may collect information from outside sources such as loss information reports,
motor vehicle reports, and credit reports. For property insurance, we may
send someone to inspect your property and verify information about the value and
condition of your property.
How is this information used?
The information you submit to us via our on-line forms and e-mail is used to provide
you with the
response or service you have requested.
We may also use this information to contact you about our products and services.
If you do not wish to
receive these communications, you can write us, e-mail us or simply reply to any
e-mails you receive
from our employees informing us of your desire to be removed from our mailing lists.
Who has access to this information?
In order to better serve your particular needs, Florida Insurance Center, Inc, its
employees, and certain
companies working on Florida Insurance Center Inc’s behalf have access to this information.
This information may also be disclosed to third parties without your consent if
disclosure is necessary to comply with legal processes or to protect the rights,
property, or personal safety of Florida Insurance Center, Inc, its users or the
public. We may also provide limited information about you to third parties without
your permission when necessary or appropriate to service an insurance policy we
have issued (e.g., inquiries from lien holders or additional insureds listed on
the policy) or to address claims submitted under a policy we have issued.
In addition we may, as permitted by law, provide information about you without your
permission to certain persons or organizations such as: your agent or broker; insurance
support organizations; other insurance companies in order to perform their function
in regard to an insurance transaction involving you (i.e. a claim); independent
claim adjusters; businesses that conduct actuarial or research studies; regulatory
and law enforcement authorities; or our affiliated companies, if any.
What are your options regarding collection, use, and distribution of your information?
Any information you submit to us via written applications, our Web site's on-line
forms or e-mail is done so on a voluntary basis. When you access our site in this
manner, the collection, use, and distribution of
your information will be handled according to the terms and policies outlined in
this Privacy Statement. If
you object to the collection, use, and distribution policies outlined in this Privacy
Statement, we ask that
you do not submit information.
What are your options regarding correction or storage of your information?
You may either personally see, or obtain from us by mail, the information about
you in our files. If you
believe the information we have about you in our records or files is incomplete
or inaccurate, you may
request via telephone or a postal mail letter that we make any necessary additions
or corrections or, to the
extent that it is feasible, that we delete this information from our files.
Links and Co-Branded Sites
This website contains links to other sites. Florida Insurance Center, Inc provides
links to other sites as a
convenience to persons who visit the Florida Insurance Center, Inc website. If you
choose to use the services provided by those sites, you may be asked by those sites
to provide certain personally identifiable
information (some of which may, on an individual or aggregated basis, be shared
with Florida Insurance Center, Inc). Please be aware that Florida Insurance
Center, Inc is not responsible for the privacy practices of those sites, even though
Florida Insurance Center, Inc’s name or logo may appear on those sites. We encourage
you to be aware when you leave our site and to read the Privacy Statements of each
and every website that you visit, as the privacy policy of those sites may differ
from ours.
|