This coverage has two parts. The first is the liability section of the
policy. It covers your financial responsibility for injuring others and
some coverage is required by most states.
The second part covers the car itself: comprehensive coverage
reimburses losses from fire, theft or other perils; collision coverage
pays to repair losses caused by an accident. Often this coverage is mandated
by leasing companies or banks. There are also ancillary medical, car rental
and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages
can help reduce premiums. If you carry umbrella insurance, you must be
sure that you carry the required amount of basic liability insurance to
avoid a gap in coverage for a serious accident.
Auto Insurance Quote Request
Please take a moment to fill out the form below and one of our local insurance agents will contact you with a free, no-obligation quote. This information will be kept confidential and will be used for quote purposes only.
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